Going Through Insurance
Call your existing insurance company. If you’re already insured, call your insurance company to talk about diabetes coverage. You can ask them what supplies will be covered under their program, what the copay is, and whether local pharmacies will offer you free or discounted supplies. If you’re unhappy with your current coverage, consider pursuing an alternative insurance plan.
Consider Medicare. Medicare is a government assistantship program that provides discounted healthcare to those 65 and under. If you’re in this age group and need help paying for diabetes supplies, look into Medicare.
- Medicare Part B is basic medical insurance provided by Medicare. Part B will cover blood sugar self testing equipment and supplies, insulin pumps, and therapeutic shots or shoe inserts.
- If you have or are at risk for diabetes, you’ll be encouraged to enroll in Medicare Part D, which is Medicare’s prescription drug coverage. This will cover diabetes supplies insulin and other anti-diabetic drugs.
- Make sure you find health care providers that accept Medicare as a form of payment. Not all providers do and you’ll be required to pay full costs of coverage if your medicare is denied.
Try Medicaid. Medicaid is a state-administered health insurance plan for low income individuals and families. If you qualify for Medicaid, you may be able to get diabetes supplies for free or at a discounted rate.
- Medicaid should cover inpatient and outpatient services for most medical issues. This means doctor’s appointments regarding diabetes will be covered as well as diabetes supplies.
- As with Medicare, make sure the health insurance provider you choose accepted Medicaid before making an appointment. If your doctor does not accept Medicaid, you’ll be expected to pay full costs.
Exploring Pharmaceutical Assistance Programs
Try Rx Assist and Rx Hope. Many organizations can help you find access to free diabetic supplies depending on your age, income level, profession, and other factors. The websites Rx Assist and Rx Hope can help you locate the right organization for you.
- Rx Assist provides a database of pharmaceutical assistance programs. You can search by your location, health condition, age, income level, and other factors to find a program that matches your needs.
- Rx Hope serves to put you in contact with coordinators and volunteers that can help you obtain free or discounted meds. If, after finding a program through Rx Assist, you need help with paperwork and other logistics you can get assistance at securing free medication and supplies via Rx Hope.
Go to the Needy Meds website. Needy Meds, much like Rx Assist, provides a database of assistantship programs. You can search specifically for information on free diabetes supplies going through Needy Meds, so this might be a good choice if you’re having difficulty navigating Rx Hope.
Contact the Partnership for Prescription Assistance. If you do not have prescription drug coverage under your insurance, the Partnership for Prescription Assistance can help you match you with an assistance program based on your condition, income, and location. .
- There is a brief online application you’ll need to fill out and submit online. After completing the application, someone from PPA will contact you with a list of potential assistantship programs that could help you obtain free meds.
- While PPA can help you find programs, you’ll have to complete applications to individual programs on your own time. PPA does not process applications and cannot grant you free healthcare on its own.